You probably know that one of the biggest tools we have for relationships of any kind is communication. In fact if we were all better at communicating there would probably never be so many misunderstandings at home, at work or in business.
In this day and age we have so many ways to communicate that you would think we’d all be superb at it too. OK text messaging may not have improved our spelling and we may litter everything with hash tags (#) but we keep in touch.
In fact social media or digital communication seems to have made us lazy. How often do you pick up the phone to speak to friends? Fortunately business is still communicated in traditional as well as modern ways although if distance doesn’t allow for an actual meeting you can virtual ones via conference calls and digital cameras.
Making a purchase
When we bought something in times past we went into the appropriate business and asked for what we needed. The assistant or adviser showed us the goods and we made a decision whether or not to purchase.
With online shopping and searching for suitable products we are either asked to tick a box and hand over our credit card details or we are guided through a series of forms. We are also encouraged to buy products this way by the offer of discounts if we buy them online.
Financial or insurance products
This is not uncommon in the areas of insurance and loans in particular. Most insurance companies offer the opportunity for you to get a quote and sign up on line. Similarly many loan companies do exactly the same. You fill in the necessary forms with all your details and hopefully you will get an offer for a loan.
Even if you are applying for a loan online some things stay the same. Behind the scenes the loan companies are pedalling fast to check your credit rating and calculating the cost of the required loan for your circumstances.
Keep up the interaction
Many of the online loan companies don’t even do the lending but act as the ‘middle man’ finding a company prepared to loan you money. This means you then get communication from the third party.
This has all been thought out carefully so that all parties get the information they need as fast as possible via the Internet. But this doesn’t preclude other types of communication! Most loan companies will have all the normal channels for communication available.
So if you aren’t sure of anything or want to query anything, you can pick up the phone or send an email. In fact if you do have any queries for something as important as a loan which will impact your life until it is repaid, speaking to someone at the company should be paramount.
Like reading the small print, any queries an offer throws up need to be answered so that your mind is perfectly at rest before you commit. So just remember to use the phone or the Loans Direct email to qualify any queries.